Navigating NCUA’s 2025 supervisory priorities: How credit unions partner to...
As we begin 2025, credit unions continue to face a rapidly evolving financial landscape shaped by rising credit risks, liquidity concerns, cybersecurity threats, and ongoing regulatory changes. The...
View ArticleFive ways to keep overdraft fees in perspective
When a member overdraws an account, there are rules in place that determine whether or not the item will be paid, and whether or not the member will be charged a fee. Recent noise about fee suspensions...
View Article5 key insights into the buy now, pay later trend
If you’ve overlooked the growth in buy-now, pay-later (BNPL) because it looks like a simple rebranding of retail lay-a-way, or because you’re comfortable with your member credit portfolio already, you...
View ArticleHelping credit unions and members safeguard against fraud during the holidays
This holiday season, it’s more important than ever for credit unions to safeguard their members and themselves against fraud and scams. In our recent conversation with Ann Davidson, VP of Risk...
View ArticleHow CUs can diversify with home improvement loans
In the middle of the COVID-19 pandemic, everything in your members’ lives revolves around their home. With so many people and entire families stuck at home, people are recognizing now more than ever...
View ArticleWhat’s in store for credit unions and cannabis?
The cannabis industry has been a steadily growing business in America as more states legalize medical and recreational marijuana. At the same time, credit unions have begun to see an opportunity to...
View ArticleInnovate with the principles of human-centered design
Credit unions, by nature, are focused on the human connection with their membership, and that philosophy extends into a credit union’s products and services. As more banking services shift to digital,...
View ArticleAcceleration of digital and tech adoption
Digital has become the name of the game for financial services in recent years, and during the past year, credit unions have had to quickly learn and adapt to consumers’ changing needs. I talked with...
View ArticleWe asked the expert: how to connect with members through data
Data plays a key role in how financial institutions do business, but it’s more than that. Credit unions can leverage the data they regularly receive from their members to better connect with and serve...
View Article7 steps to mitigate 2021 auto lending risk factors
Demand for new vehicles fell dramatically in 2020 following the COVID-19 pandemic. At the same time, demand increased for used vehicles as Americans avoided public transportation and ride-share...
View ArticleFive ways to keep overdraft fees in perspective
When a member overdraws an account, there are rules in place that determine whether or not the item will be paid, and whether or not the member will be charged a fee. Recent noise about fee suspensions...
View Article5 key insights into the buy now, pay later trend
If you’ve overlooked the growth in buy-now, pay-later (BNPL) because it looks like a simple rebranding of retail lay-a-way, or because you’re comfortable with your member credit portfolio already, you...
View ArticleHelping credit unions and members safeguard against fraud during the holidays
This holiday season, it’s more important than ever for credit unions to safeguard their members and themselves against fraud and scams. In our recent conversation with Ann Davidson, VP of Risk...
View ArticleHow CUs can diversify with home improvement loans
In the middle of the COVID-19 pandemic, everything in your members’ lives revolves around their home. With so many people and entire families stuck at home, people are recognizing now more than ever...
View ArticleWhat’s in store for credit unions and cannabis?
The cannabis industry has been a steadily growing business in America as more states legalize medical and recreational marijuana. At the same time, credit unions have begun to see an opportunity to...
View ArticleInnovate with the principles of human-centered design
Credit unions, by nature, are focused on the human connection with their membership, and that philosophy extends into a credit union’s products and services. As more banking services shift to digital,...
View ArticleAcceleration of digital and tech adoption
Digital has become the name of the game for financial services in recent years, and during the past year, credit unions have had to quickly learn and adapt to consumers’ changing needs. I talked with...
View ArticleWe asked the expert: how to connect with members through data
Data plays a key role in how financial institutions do business, but it’s more than that. Credit unions can leverage the data they regularly receive from their members to better connect with and serve...
View Article7 steps to mitigate 2021 auto lending risk factors
Demand for new vehicles fell dramatically in 2020 following the COVID-19 pandemic. At the same time, demand increased for used vehicles as Americans avoided public transportation and ride-share...
View ArticleLeveraging data and know-how to fight fraud in 2021: Part 2
In our last article, we outlined the different forms of fraud that are increasing at credit unions across the country, and the impacts of CNP fraud through payment apps and BIN attacks. Here, we’re...
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